Earn interest and invest with the trading flat rate in the Scalable PRIME+ Broker.
There are risks associated with investing.
2.6% p.a. Interest for PRIME+. Cash account at Baader Bank AG. Variable rate up to €100,000. Learn more.
600,000+ build their wealth |
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+ €15 bn. in client assets |
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Top-rated app |
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Security Custody of securities with |
Benefit from interest and trading flat rate now. Start now
For up to €100,000 cash deposit | |
Quarterly interest payments | |
Deposits and withdrawals at any time |
Trading flat rate: Unlimited trading of shares, ETFs, funds and derivatives
Unlimited savings plans on ETFs and shares
Unlimited number of portfolio groups and price alerts
2.6% p.a. Interest for PRIME+. Cash account at Baader Bank AG. Variable rate up to €100,000. Learn more.
Discover more options to profit from interest.
Earn 2.6% p.a. interest on up to €100,000* | |
Deposit and withdraw at any time | |
Available in the PRIME+ Broker with trading flat rate | |
Interest offer by Baader Bank. Variable rate. |
4.2% p.a. target return** | |
From €20 savings plan or €1,000 one-off investment | |
No minimum holding periods | |
With the InterestInvest strategy at Scalable Wealth |
Up to 4.0% p.a., no maximum amount | |
Different terms (1-3 years) | |
No minimum holding periods, can also be sold before maturity | |
Tradable in all broker plans (FREE, PRIME, PRIME+) |
Interest depends on iBonds ETF you choose | |
No maximum amount | |
Different terms (3-5 years) | |
Tradable in all broker plans (FREE, PRIME, PRIME+) |
There are risks associated with investing.
2.6% p.a. Interest for PRIME+. Cash account at Baader Bank AG. Variable rate up to €100,000. Learn more.
** The target return is variable and amounts to 4.2% per year before costs as of 29.09.2023. It was determined as the weighted effective yield of the portfolio components using data from the issuers. The total cost per year amounts to 0.93% and has a yield-reducing effect. They consist of product costs (0.13%) as well as asset management and trading costs (0.75%). Investments entail risks. The stated target return is a forecast and not a reliable indicator of future performance.
Yes, all existing PRIME+ Broker clients (formerly PRIME Broker flex, with monthly payment) will automatically receive interest on their cash up to €100,000 from 1 February 2023.
If you do not yet use the PRIME+ Broker, simply change the broker model in the customer area under "Products" and benefit from the interest. The interest is calculated on a daily basis and paid out quarterly to the clearing account.
Switching from the PRIME Broker (with annual payment)? No problem, the annual fee already paid is automatically refunded proportionately.
There is no minimum holding period, the interest offer is available daily. Interest is calculated – starting 1 February 2023 – to the day and paid out quarterly.
Balances are held by Baader Bank AG and are protected by the German EdB deposit protection scheme up to a deposit amount of €100,000 and beyond that by the Deposit Protection Fund of Private Banks (BdB). Further information on the scope of protection provided by the Deposit Protection Fund can be found here.
For only €4.99 per month, PRIME+ offers the highest interest rates1, trading without order fees2, unlimited savings plans and many helpful features. You always keep an overview with portfolio groups, recognise adverse price movements early on with price alerts and can calculate the execution probabilities of limit or stop orders with "Smart Predict".
1 Starting 01/02/2023 for PRIME+. Cash account at Baader Bank AG. Variable rate up to €100,000. Learn more
2 €0 for trades starting from €250 order volume, below trades cost €0.99. €0 for savings plan executions. Product costs, spreads, crypto fees and /or inducements may apply. Learn more.
The interest in the Scalable PRIME+ Broker is calculated – starting 1 February 2023 – to the day and paid quarterly to your clearing account. Your cash is held with the German custodian bank, Baader Bank AG, and is subject to German deposit protection.
Interest, like dividends from stock or gains from the sale of securities, may be subject to tax. Scalable Capital offers an intuitive tax report to assist you with your tax filing. You can find more information about taxes here.
Interests will be calculated to the day and paid out quarterly from 1 February 2023. After the end of a calendar quarter, you will receive the interest on your broker account. For the first quarter, the payment will be made in April, for the second quarter in July, etc.
Balances are held by Baader Bank AG. In case of insolvency of Baader Bank, the balance of your clearing account is protected by the statutory deposit protection of the EdB up to a deposit amount of 100,000 euros (see details at www.edb-banken.de) and beyond that by the Deposit Protection Fund of private banks (BdB). Further information on the scope of protection of the Baader Bank by the Deposit Protection Fund can be found here.
In the event of insolvency of the custodian bank, you have a claim to surrender of your securities. These do not fall into the insolvency estate and are therefore also protected.
As a securities institution, Scalable Capital is not authorised to take possession or ownership of client assets. The assets of the clients are held in custody by our partner bank. In the event of Scalable Capital's insolvency, the client assets will therefore not fall into the insolvency estate of Scalable Capital GmbH.
Furthermore, Scalable Capital GmbH is assigned to the Compensatory Fund of Securities Trading Companies (EdW). The EdW can pay compensation if an institution is no longer able to fulfill its "liabilities from securities transactions" to its customers for reasons directly related to its financial situation (and BaFin has determined the case for compensation).