The investment strategy InterestInvest

3.6% target return*: Earn interest the simple way

The smart alternative to overnight deposits: Profit from high interest rates by investing in bond and money market ETFs with the InterestInvest strategy.

When investing, your capital is at risk. Learn more about risk here.

* The target return is variable and amounts to 3.6% per year before costs as of 23.03.2023. It was determined as the weighted effective yield of the portfolio components using data from the issuers. The total cost per year amounts to 0.93% and has a yield-reducing effect. They consist of product costs (0.18%) as well as asset management and trading costs (0.75%). Investments entail risks. The stated target return is a forecast and not a reliable indicator of future performance.

How the InterestInvest investment strategy works

The InterestInvest strategy aims to benefit from high interest rates over a short to medium-term investment horizon.

The portfolio invests in short-dated, relatively low volatility bond ETFs as well as money market ETFs. The focus lies on a broadly diversified investment in corporate bonds with high credit ratings (investment grade). The target return* is currently 3.6%.

Portfolio allocation

The InterestInvest strategy invests exclusively in bonds and money market ETFs.

Current investment universe

Asset class	Financial product	Weight
Money Market Eurozone	Xtrackers Euro Overnight Rate Swap UCITS ETF	30%
Corporate Bonds, short-term	iShares Euro Ultrashort Bond UCITS ETF	20%
Corporate Bonds	iShares Euro Corporate Bond 1-5Y UCITS ETF	25%
Corporate Bonds	Amundi Euro Corporate SRI 0-3Y UCITS ETF	25%

The costs at a glance

Let us manage your assets. Transparent and inexpensive. Learn more about our costs.

Calculate your costs

Portfolio value

€1,000

€1,000

Fee level 1

over €100,000

Fee level 2

over €500,000

Fee level 3

Fee level

Total costs per year

€9.30

Administration & trading

0.75%

ETF costs (TER)

0.18%

Total

0.93%

Status of product costs: 10 March 2023

There are risks associated with investing. The value of your investment may fall or rise. Losses of the capital invested may occur. Past performance, simulations or forecasts are not a reliable indicator of future performance. Please refer to our risk information.

Interest: Starting 01/02/2023 for PRIME+. Cash account at Baader Bank AG. Variable rate up to €100,000. Learn more.