The investment strategy InterestInvest
4.2% target return*: Earn interest the simple way
The smart alternative to overnight deposits: Profit from high interest rates by investing in bond and money market ETFs with the InterestInvest strategy.
When investing, your capital is at risk. Learn more about risk here.
* The target return is variable and amounts to 4.2% per year before costs as of 29.09.2023. It was determined as the weighted effective yield of the portfolio components using data from the issuers. The total cost per year amounts to 0.93% and has a yield-reducing effect. They consist of product costs (0.13%) as well as asset management and trading costs (0.75%). Investments entail risks. The stated target return is a forecast and not a reliable indicator of future performance.
How the InterestInvest investment strategy works
The InterestInvest strategy aims to benefit from high interest rates over a short to medium-term investment horizon.
The portfolio invests in short-dated, relatively low volatility bond ETFs as well as money market ETFs. The focus lies on a broadly diversified investment in corporate bonds with high credit ratings (investment grade). The target return* is currently 4.2%.
Portfolio allocation
The InterestInvest strategy invests exclusively in bonds and money market ETFs.
Current investment universe
Asset class | Financial product | Weight |
|---|---|---|
Money Market Eurozone | Xtrackers Euro Overnight Rate Swap UCITS ETF | 30% |
Corporate Bonds, short-term | iShares Euro Ultrashort Bond UCITS ETF | 20% |
Corporate Bonds | iShares Euro Corporate Bond 1-5Y UCITS ETF | 25% |
Corporate Bonds | Amundi Euro Corporate SRI 0-3Y UCITS ETF | 25% |
The costs at a glance
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Portfolio value
€1,000Total costs per year
Administration & trading
ETF costs (TER)
Total
Status of product costs: 10 March 2023
* The target return is variable and amounts to 4.2% per year before costs as of 29.09.2023. It was determined as the weighted effective yield of the portfolio components using data from the issuers. The total cost per year amounts to 0.93% and has a yield-reducing effect. They consist of product costs (0.13%) as well as asset management and trading costs (0.75%). Investments entail risks. The stated target return is a forecast and not a reliable indicator of future performance.
There are risks associated with investing. The value of your investment may fall or rise. Losses of the capital invested may occur. Past performance, simulations or forecasts are not a reliable indicator of future performance. Please refer to our risk information.
2.6% p.a. Interest. Interest for PRIME+. Cash account at Baader Bank AG. Variable rate up to €100,000. Learn more.
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