World Portfolio Classic investment strategy

Invest in the whole world with ETFs

Automatically invest in all major world regions as well as bonds and commodities for further diversification. Start building up wealth with a monthly savings amount of €20 or more.

Investments entail risks.

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How the World Portfolio Classic works

The World Portfolio Classic is the optimal ETF portfolio for your globally diversified investment. It contains 7,800 stocks from all investable regions as well as bonds and commodities.

What is the difference to a simple investment in an MSCI World ETF or FTSE All-World ETF?

World Portfolio Classic

FTSE All-World ETF

MSCI World ETF

Diversification with stocks, bonds and commodities 1

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ETF selection by Scalable 2

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Permanent portfolio monitoring 3

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Individual equity quota 4

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Includes emerging markets 5

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Includes small caps 6

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0% withholding tax on US stocks 7

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Withdrawal plan 8

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Savings plan

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Number of companies in the portfolio 9

7.800

3.700

1.500

Costs 10

0.75% p.a.
+ 0.18% p.a. product costs

Fees for securities account
+ 0.22% p.a. product costs

Fees for securities account
+ 0.20% p.a. product costs

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Explanations of the table
1 Adding bonds and commodities to an equity portfolio increases diversification and can have a positive impact on the portfolio's risk-return profile, especially in times of crisis. The Scalable World Portfolio Classic is broadly diversified across asset classes with equities, bonds and commodities. An exception is the World Portfolio 100, which is a pure equity portfolio. The aforementioned individual ETFs on the MSCI World or FTSE All-World contain only equities and are therefore not diversified across asset classes.

2 Regular review of ETF selection with regards to composition, diversification, costs, tax efficiency, tracking quality, liquidity and replication by Scalable Capital experts.

3Daily monitoring of the portfolio through Scalable Capital's investment technology. If rebalancing is necessary or better ETFs are available, we trade for you.

4 With the World Portfolio Classic, the equity weighting and thus the portfolio risk can be set in 10% increments between 30-100%. If the portfolio weights deviate too much from the target weights, rebalancing takes place. In the case of ETFs on the FTSE All-World and MSCI World, on the other hand, the equity quota is fixed at 100%.

5,6 The addition of shares from emerging markets and small caps increases the diversification of the portfolio. The World Portfolio Classic invests in small caps and achieves a market coverage of up to 99% of global market capitalisation, while ETFs on the MSCI World or FTSE All-World typically achieve a market coverage of only 85% and 90%, respectively.

7 Through the USA ETF used, the withholding tax on dividends from U.S. equities can be reduced to 0%, compared with 30% for physically replicating ETFs (or 15% if the fund is domiciled in Ireland). The tax benefit is already reflected in the ETF's prices and may be reflected in better performance. The majority or the largest ETFs by fund volume on the FTSE All-World and MSCI World are physically replicating, while the Scalable World Portfolio Classic uses a synthetically replicating USA ETF.

8 The optional withdrawal plan enables a monthly payment of constant amounts of money, such as a monthly pension, to the reference account. Most brokers available in Germany do not offer a withdrawal plan on ETFs.

9 Number of companies in the portfolio (rounded).

10 Ongoing costs per year as a percentage of invested assets. The product costs are already included in the prices of the ETFs and are not charged separately. For ETFs on the FTSE All-World and MSCI World Index, the costs (TER) of the largest ETF by fund volume were taken as product costs.

Portfolio allocation

The World Portfolio Classic invests in equities, bonds and commodities. The higher the equity quota, the higher the returns, but also the risk. When you open a portfolio, you can find out which risk profile is suitable for you with the help of a questionnaire. We offer portfolios with equity quotas from 30 to 100%.

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Current investment universe

 

Asset class

Financial product

Equities

Equities U.S.

iShares S&P 500 Swap ETF

Equities Europe

Amundi Stoxx Europe 600 UCITS ETF

Equities Japan

Amundi Prime Japan ETF

Equities Asia and Pacific Area

L&G Asia Pacific ex Japan Equity ETF

Equities Global (Small Caps)

iShares MSCI World Small Cap ETF

Equities Emerging Markets

iShares Core MSCI Emerging Markets IMI ETF

Equities China

Xtrackers CSI 300 Swap ETF

Government Bonds

Government Bonds U.S.

iShares $ Treasury Bond 7-10yr EUR hedged ETF

Government Bonds Euro Zone

Invesco Euro Government Bond 1-3 Year ETF

Government Bonds Emerging Markets

VanEck J.P. Morgan EM Local Currency Bond ETF

Corporate Bonds

Corporate Bonds Euro

iShares EUR Corporate Bond 1-5yr ETF

Corporate Bonds (short maturity)

iShares Corp Ultrashort Bonds ETF

Corporate Bonds Euro

Xtrackers EUR High Yield Corporate Bond ETF

Corporate Bonds Emerging Markets

iShares JPM USD EM Corp Bond ETF

Commodity

Commodities Global

Xtrackers BBG Commodity ex-Ag Swap ETF

The costs at a glance

Let us manage your assets. Transparent and inexpensive. Learn more about our costs.

Calculate your costs

Portfolio value

€1,000

€1,000

Fee level 1

over €100,000

Fee level 2

over €500,000

Fee level 3

Fee level

Total costs per year

Administration & trading
ETF costs (TER)
Total 

Status of product costs: January 2024

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